TD First Class(SM) Visa Signature® Credit Card

  • Earn 25,000 bonus miles when you spend $3,000 within the first 6 billing cycles*
  • 3X First Class miles on travel and dining purchases, including flights, hotels, car rentals, cruises and dining
  • 1X First Class miles on all other purchases – miles never expire as long as your account is open and in good standing*
  • 25,000 bonus miles equals a $250 statement credit towards travel or dining purchases*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $89 (waived the first year)* 0.00% for 12 billing cycles N/A* 13.24%* Airlines


TD First Class(SM) Visa Signature® Credit Card Quick Summary:
This is a Visa airline rewards card, issued by TD Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 13.24%* (Variable)*.

Important Rates:
There is a introductory balance transfer offer APR of 0.00% for 12 billing cycles*. Annual fee: $89 (waived the first year)** This normally exists for "first year reduced annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details at the issuer's website or terms and conditions from the application for more information.

Rewards:
This card can be used for airline rewards, where you can expect a "points" system or rebates for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great or nearly perfect credit record. A FICO credit score of 766 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any TD Bank product.

Other Basics:
The grace period listed for the TD First Class(SM) Visa Signature® Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit). Enjoy access to premium rewards, valuable benefits and special experiences with the ease and security of your Visa Signature credit card.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 766, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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