BankAmericard® Credit Card

  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $0* 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days* 0.00% for 15 billing cycles 12.99% - 22.99% Variable APR on purchases and balance transfers None


Other Remarks:
  • ShopSafe®. Add an extra layer of protection when you shop online
  • $0 Liability Guarantee is featured on all Bank of America® consumer credit cards. You’re not responsible for any fraudulent charge and we’ll credit any fraudulent charges back to your account as soon as the next day.
  • Overdraft Protection. An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card


Our Editor's Commentary:
Are you interested in a convenient credit card packed with top of the line features? If so, the BankAmericard® Credit Card is an offer to consider.

The $0 annual fee is competitive. Furthermore, it comes with chip technology for enhanced security and zero liability fraud protection.

Consumers with good to excellent credit will enjoy learning more about this credit card.

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