Amazon.com Store Card
- Upon approval you will be instantly upgraded to the Amazon Prime Store Card*
- 5% Back Every Day on Amazon.com purchases as a statement credit*
- Earn unlimited 5% Back*
- No Annual Fee*
- A $40 Amazon.com Gift Card will be instantly loaded into your Amazon.com account upon the approval of your application*
- Instant Credit Decision
- Apply now and get a response in as little as 15 seconds. Once approved, you can immediately make purchases. Shipping to a new address? Update your Address Book before applying.*
- Zero Fraud Liability
- You are protected from any unauthorized charges on your Store Card account.*
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Good Credit, Above Average Credit||Personal||$0*||N/A*||N/A*||25.99%*||Cash Back|
This is a Store cash back rewards card issued by Synchrony Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 25.99%* (Variable)*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 667 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Synchrony Bank product.
The grace period listed for the Amazon.com Store Card is at least 23 days*. So interest charges will not be applied for new purchases during this time.
This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser.
Our Editor's Commentary:
The Amazon.com Store Card never comes up short in terms of benefits. This credit card, issued by Synchrony Bank, is for consumers with good and above average credit.
You can receive a response in as little as 15 seconds. If approved, you will immediately be upgraded to the Amazon Prime Store Card. Additionally, you will find yourself in position to earn unlimited five percent back. And of course, zero fraud liability keeps you protected at all times.
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
This card has a very poor approval or acceptance rate. This could be due to the fact that applicants changed their decision after wanting a traditional credit card such as a Visa, MasterCard, Discover Card or American Express card. Furthermore, if your FICO score is close to or higher than 667, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 2 users recommend this card.
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