Select? Credit Card

Premium credit card with custom rewards to fit your lifestyle. Earn 20,000 bonus points.

Your BBVA Compass Select Credit Card benefits include:

  • BBVA Compass Build Your Own RewardsSM with BBVA Compass Rewards for Select Credit Card* repays you for the way you spend your money.
  • 20,000 bonus points with $2,000 in purchases in the first 90 days of account opening*
  • No $125 annual fee for the first year
  • No foreign transaction fee
  • Earn monthly bonus points*
  • Streamlined, expedited application process and no annual fee for Premier Personal Banking customers*
  • Exclusive travel benefits - including complimentary Hertz Gold Plus Rewards Membership
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $0 first year, then $125 thereafter N/A* N/A* 15.49%* - 19.49%* Flexible Options


Quick Summary:
This Visa rewards card with flexible options is issued by BBVA Compass. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 15.49%* and may be as high as 19.49%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $0 first year, then $125 thereafter* for this card.

Rewards:
This is a flexible options rewards card. You should be able to choose different reward types, such as travel, points, or other options. This type of card adjusts to the changing needs of the cardholder.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 740 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any BBVA Compass product.

Other Basics:
The grace period listed for the Select? Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Other Remarks:



Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 740, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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