USAA Preferred Cash Rewards Visa Signature®
- USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
- Earn 1.5% cash back on every purchase.
- Redeem your cash rewards anytime using your mobile device or computer.
- Special rates are available for military members during deployment or PCS. See terms for additional information.
- No annual fee and no minimum finance charge.
- Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Good Credit, Excellent Credit||Personal||$0||N/A*||N/A*||12.40%-26.40% (Variable)||Cash Back|
This is a Visa cash back rewards card issued by USAA Savings Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 12.4%* and may be as high as 26.4%* (Variable)*, depending on your credit worthiness*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 703 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any USAA Savings Bank product.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Our Editor's Commentary:
There is a lot to like about the USAA Preferred Cash Rewards Visa Signature® , including the ability to earn 1.5 percent cash back on every purchase. Even more exciting is this: the amount you can earn is unlimited.
Other benefits of the USAA Preferred Cash Rewards Visa Signature® include no annual fee, chip technology, and no minimum finance charge.
If you are a military member, family of a military member, or veteran, you may qualify for this credit card offer.
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 703, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
There are no reviews. If you have experience, you can write one now.
Is this the card you want? Apply On-line
It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs. Find more credit cards.