The Amex EveryDay® Credit Card from American Express
- Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
- Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
- 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
- You can use Membership Rewards® Pay with Points to pay for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
- No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.49% to 23.49%, based on your creditworthiness and other factors.
- Terms and Conditions apply.
- See Rates & Fees
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Excellent Credit, Good Credit||Personal||$0||0% for 12 months||0% for 12 months||13.49%-23.49% Variable||Other|
This rewards card is issued by American Express and offers unique rewards not listed in our current rewards categories. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 13.49%* and may be as high as 23.49%* (Variable)*, depending on your credit worthiness*.
There is a introductory balance transfer offer APR of 0.00% for 12 months*. There is also a purchase introductory APR of 0.00% for 12 months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.
There is no annual fee for this card.* This normally exists for "first year reduced annual fee" offers, or minimum spending requirements for the annual fee to be waived. You should read the additional details at the issuer's website or terms and conditions from the application for more information.
This is a rewards card that offers unique rewards. Due to this card's diversity, the rewards are not categorized specifically in Finance Globe's rewards sections.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 733 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any American Express product.
American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.
Our Editor's Commentary:
There is a lot to like about The Amex EveryDay® Credit Card from American Express, with many falling in love with the reward program.
Not only can you earn bonus points for spending $1,000 within the first three months of opening an account, but you can also tack on points for 20 or more transactions in a single month. This is in addition to 2x points at supermarkets and 1x points for every other purchase.
As the name says, The Amex EveryDay® Credit Card from American Express is perfect for everyday purchases.
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
The approval rate for this card is high. Furthermore, if your FICO score is close to or higher than 733, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 1 user recommend this card.
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