Discover it® Chrome for Students

  • Get $20 statement credit each school year your GPA is 3.0 or higher for up to next five years.*
  • Get an unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically
  • Earn 2% cash back in popular categories.* Plus earn 1% cash back on all other purchases.
  • Redeem your rewards for cash in any amount.
  • Redeem your rewards for cash at any time.*
  • Your cash back never expires
  • Use your rewards instantly at Amazon.com checkout*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit, Excellent Credit Student $0 10.99% for 6 months N/A* 14.99%* - 23.99%* Cash Back


Quick Summary:
This is a cash back rewards card issued by Discover Card. This card may be restricted to college students with a good to perfect credit history. It is unlikely, but possible that you will be asked for proof of acedemic involvement before finalization of the card acceptance. Rates may vary among applicants, however the lowest standard APR is 14.99%* and may be as high as 23.99%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is a introductory balance transfer offer APR of 10.99% for 6 months*. There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 717 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Discover Card product.

Other Basics:
Before applying, you may need information about your college or university, such as the name, address, phone numbers, and dates attended.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 717, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
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