The Choice Privileges® Visa® Signature® Card

  • Earn more every day with no annual fee*
  • 2 points per eligible $1 spent on everyday purchases*
  • 15 points per eligible $1 spent at over 4,200 Choice Privileges® locations*
  • 5 points per eligible $1 on additional Choice Privileges® points or Choice Hotels gift card purchases*
  • 32,000 Bonus points after $1,000 in purchases*
  • Enjoy Elite Gold Status every time*
  • Book free nights 50 days in advance (instead of 30 days)
  • Get a 10% Points Bonus every time you purchase a stay with Choice Hotels®
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $0* N/A* N/A* 17.49%* - 27.24%* Hotels


Quick Summary:
This is a Mastercard hotel rewards card that is issued by Barclays. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 17.49%* and may be as high as 27.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This is a hotel rewards card, where you can expect rewards for certain hotel stays.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 726 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Barclays product.

Other Basics:
The grace period listed for The Choice Privileges® Visa® Signature® Card is at least 23 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (suject to available credit).

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 726, then your chance of approval may be even greater.

Approval Time:
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

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