Amazon.com Rewards Visa® Card

  • You can start using your card today at Amazon.com after approval†
  • Get a $70 Amazon.com Gift Card* instantly upon credit card approval
  • Earn 3% Back at Amazon.com†
  • Earn 2% Back at gas stations, restaurants and drugstores†
  • Earn 1% Back on all other purchases†
  • No annual fee‡
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit, Excellent Credit Personal $0* N/A* N/A* 14.24%* - 22.24%* Store Specific


Quick Summary:
This is a Visa rewards card, issued by Chase. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 14.24%* and may be as high as 22.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 705 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Chase product.

Other Basics:
The grace period listed for the Amazon.com Rewards Visa® Card is at least 21 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.

Our Editor's Commentary:
Do you have good to excellent credit? Do you enjoy shopping at Amazon.com? If so, take a strong look at the Amazon.com Rewards Visa® Card.

This credit card offers many benefits, including a $70 Amazon.com gift card upon approval. Along with this, you will earn 3% cash back on all Amazon.com purchases. This goes along with 2% cash back at gas stations, drug stores, and restaurants, as well as 1% on all other purchases.

A competitive annual fee of 0 and low 14.24%* - 22.24%* APR will also work in your favor.

Approval Rate:
There were 4 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 705, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 100% of 1 user recommend this card.

Is this the card you want? Apply On-line

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs. Find more credit cards.