OfficeMax® Visa Signature® Card
Turn purchases into points, turn points into a variety of rewards including a $25 OfficeMax® gift card, travel, merchandise or cash! You can be flexible on how you redeem your points.
- Earn 3 points for every $1 spent at OfficeMax stores and officemax.com and earn 1 point for every $1 spent everywhere else Visa cards are accepted.
- When you combine the OfficeMax Visa Card with a MaxPerks® Rewards Program membership (you're automatically enrolled when you get the card) you earn 8% in rewards on OfficeMax® purchases. You can redeem 2,500 for a $25 OfficeMax gift card or choose a variety of other rewards including travel, other gift certificates or cash.
- Visa® Signature® Card
- 1,000 Bonus Points with first purchase and No Annual Fee
- Earn 3 points for every $1 spent at OfficeMax and officemax.com
- Earn 1 point for every $1 spent with no point cap and unlimited ways to redeem
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Good Credit, Excellent Credit||Personal||$0*||N/A*||N/A*||8.99%* - 17.99%*||Store Specific|
This is a Visa rewards card, issued by U.S. Bank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a good to perfect credit history. APR's may vary among applicants, however the lowest standard APR is 8.99%* and may be as high as 17.99%* (Variable)*, depending on your credit worthiness*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 738 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any U.S. Bank product.
The grace period listed for the OfficeMax® Visa Signature® Card is at least 24 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.
This card has a very poor approval or acceptance rate. Since this is a card for good credit, there may be a strict standard for qualifications, including credit record and income level. Furthermore, if your FICO score is close to or higher than 738, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 1 user recommend this card.