Finance Globe

U.S. financial and economic topics from several finance writers.

Should You Buy or Keep Renting?

Should You Buy or Keep Renting?
The decision to rent or buy your home should be carefully considered. Many people who want to become homeowners simply state that they are tired of wasting money on rent so a landlord can profit from them, but there are many factors to consider before you make your decision to buy based only on financial reasons. Even the financial reasons should be carefully thought out and planned for; owning a home will cost a lot more...
Continue reading
  3089 Hits
  0 Comments
3089 Hits
0 Comments

Auto Insurance - Are You Covered?

Auto insurance, just like any other type of insurance, is meant to protect you against loss.You might consider yourself to be a good driver, but you can still be found at fault due to a technicality and be held financially responsible for an accident. States have required minimum liability coverage, but auto insurance, just like any other insurance, is not a one-size-fits-all. You might be tempted to just go with the state minimum to save on...
Continue reading
  3400 Hits
  0 Comments
3400 Hits
0 Comments

Life Insurance - Protecting Your Family's Most Valuable Asset

Why do you need life insurance and how much do you need?Life insurance is to provide your family with income in the event that you are no longer around to provide it. Generally, a person’s life insurance needs are low when they are just starting out with no dependents, increase as they become responsible for a family, and then later decrease again as children become adults and begin taking care of themselves. A single adult doesn’t...
Continue reading
  3042 Hits
  0 Comments
3042 Hits
0 Comments

A Dollar Saved is a Dollar Earned

Many Americans live paycheck to paycheck. We juggle our bills based on our next payday. We’d like to save money, but it seems there’s never anything left over to save. There’s only one way to ensure we have the required savings for future needs, and that’s to plan for it. By creating and adhering to a realistic, workable budget, we can designate a steady amount to go to our savings. Little by little, the savings will...
Continue reading
  2972 Hits
  0 Comments
2972 Hits
0 Comments

Put Your Savings Away Safely

There are three important factors to consider in any type of savings or investment: 1) Safety – The protection against partial or total loss. Money deposited into a financial institution account, up to $100,000, is insured by the federal government against loss, by the FDIC for banks, and by the NCUA for credit unions. They will sport the appropriate sticker on their front window for all to see. Stocks, bonds, mutual funds, annuities, municipal securities, and...
Continue reading
  3386 Hits
  0 Comments
3386 Hits
0 Comments

Stretching a Dollar Without Being Stingy

Stretching a Dollar Without Being Stingy
Saving money doesn’t mean being cheap. We all love luxury, quality, and convenience. We also love security and freedom. It’s smart to save money where it’s easy, so you can redirect that cash to areas where you’ll benefit most, possibly a much needed vacation, kid’s college education, a better house, and an enjoyable retirement. Being frugal isn’t about depriving yourself; it’s about making smart financial decisions and getting the most for your money. Changing your spending...
Continue reading
  3824 Hits
  0 Comments
3824 Hits
0 Comments

Setting a Budget That Works

Setting a Budget That Works
Why budget? Many people earn a paycheck, use credit cards, pay bills, and go shopping without ever knowing exactly how much money is actually coming in or going out. Any financially successful business must track earnings and expenditures to know whether or not they are making a profit. Why does an individual think that he could get ahead financially without doing the same? A budget is a money management plan, a roadmap to your financial destination....
Continue reading
  2765 Hits
  0 Comments
2765 Hits
0 Comments

10 Actions That Will Improve Your Financial Outlook

Are you on the road to financial independence? Do you look to the future with a sense of security? Are you confident that your responsible financial decisions will assure you a comfortable retirement? No matter your age, now is the time to take steps to secure your financial future. If you’re fresh out of college, time is your best friend; smart decisions now will be compounded over the many years and paychecks. If you are nearing...
Continue reading
  3412 Hits
  0 Comments
3412 Hits
0 Comments

Juggling Your Credit Cards

So, you have a wallet full of credit cards. How do you choose the one you’re going to use every time you pay for something? Is it the card with the best rewards? Is it the card with the 0% introductory rate? Is it the only card you have that’s not maxed out?The more credit cards you have, the more complicated it can be to figure out which one is the best choice for every purchase....
Continue reading
  3634 Hits
  0 Comments
3634 Hits
0 Comments

Beware of Credit Repair Scams

“We can erase bad credit!”“Create a new credit identity!” “Remove bankruptcies, judgments, liens, bad loans from your credit file forever!” We all want to improve our credit. Whether we have excellent credit or shaky credit, getting a better credit rating will get us better loan and credit card terms than we already have available to us. We can take steps to legally improve our credit, but scam artists will attempt to mislead us and take our...
Continue reading
  3122 Hits
  0 Comments
3122 Hits
0 Comments

By accepting you will be accessing a service provided by a third-party external to https://www.financeglobe.com/