"Approved!!!!"
Macy's Credit Card® Review
Written by: patrick12 on 2009-01-30
Overall Satisfaction
Customer Service
Rewards
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Delivery Time
patrick12's review: 
I was approved today for the Macy's card, after fighting with them for well over a month about an old LS Ayers account that I had a BK on back in 2002, apparently Macy's bought that old account. Anyways after mailing in a credit report with a reconsideration letter I was approved for $100.00. CSR says I should be eligible for a CLI as soon as 3 months! I just want to thank everyone on here, you guys have been so helpful! I am truley on my way to a full recovery! Be Careful! They use an in house scoring system and its not accurate at all with myFICO.com scores! They said I scored internally 456 across all three bureaus, I know better! Thats why I sent the letter with a report.
I was approved today for the Macy's card, after fighting with them for well over a month about an old LS Ayers account that I had a BK on back in 2002, apparently Macy's bought that old account. Anyways after mailing in a credit report with a reconsideration letter I was approved for $100.00. CSR says I should be eligible for a CLI as soon as 3 months! I just want to thank everyone on here, you guys have been so helpful! I am truley on my way to a full recovery! Be Careful! They use an in house scoring system and its not accurate at all with myFICO.com scores! They said I scored internally 456 across all three bureaus, I know better! Thats why I sent the letter with a report.
3 Comments
Comment 1 by wanderer
Macy's Nice Work 
on 2009-01-31
You did great work! Love it when those of us credit challenged folks get it and then the lenders get it! Good luck on your new card. You are an inspiration...
on 2009-01-31 You did great work! Love it when those of us credit challenged folks get it and then the lenders get it! Good luck on your new card. You are an inspiration...
Comment 2 by brian23
Great Job... on 2009-01-31
And congrats... After just a little persistancy you got what you wanted out of them...
on 2009-01-31 And congrats... After just a little persistancy you got what you wanted out of them...
Comment 3 by meya
Way To Go on 2009-02-01
I am so happy for you. See, this is what I love to hear, someone who did not give up.
on 2009-02-01 I am so happy for you. See, this is what I love to hear, someone who did not give up.
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
