"1 Year Mark"

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Written by: wmarat on 2008-11-03

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wmarat's review: I have this card for a year. Low CL, high APR, no rewards. I keep it in SD for another year and close.

5 Comments

Comment 1 by hjm331
RE: on 2008-11-03

Never close a card without any monthly/annual fees. Keep it for the history, it will help your score grow.
Comment 2 by meya
Ditto on 2008-11-03

I agree also!

Do you ask for cli's on it? At least charge some household items on it and pay it off, there have been some closure(s) on cards around this camp because of non usage. I have read them all, and take advice from it.
Comment 3 by colonative
Me Three on 2008-11-03

Low credit line, high APR and no rewards, hmmm, maybe call them and ask to be upgraded to the Wal-Mart Discover Card. That should solve all three of your complaints with the card.
Comment 4 by eugene66
Gemb Clds.. on 2008-11-03

Stay alert with this account by gemb because they are on a cld mission with accounts with them.
Comment 5 by hjm331
RE: on 2008-11-04

I wouldn't care if I had this card with a $5 CL but 3 or 4 years of history. History will always be more important to creditors when applying for a new loan or credit card.
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