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Hooters MasterCard Review
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Written by: chrispa on 2008-07-21

Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time

chrispa's review: TU 587
CL 500
25.95 APR
36 AF

The card arrived 8 days later. I did get the 7-10 day message not instant. I called two days after I applied to check status of app. I was told pending... They told me mailed a letter requesting verification of address and documents. The CSR was nice, she verified my info over the phone asking me personal questions related to my credit file. I didn't have to mail or fax any documents. The card and verification letter came the same day in the mail. Also my annual fee is not pending or posting to my card yet? Maybe it takes a few days... But typically any other cards I have had the fee was charged instantly.

Chris PA

8 Comments

Comment 1 by wildrage2
Welcome on 2008-07-21

Congrats and welcome. the annual fee will be posted when your current billing cycle closes. it will show up on your first bill.
Comment 2 by shark6
Interest Rate! on 2008-07-21

Congrats! That interest rate is awfully high although the af is lesser than my Orchard.

May I ask what bureau they pulled from and your score?
Comment 3 by hjm331
Congrats! on 2008-07-21

Nice card to add to your collection.
Comment 4 by arod
Congrats !! on 2008-07-21

Congrats on your new card. I have this card and I love it..

again enjoy your new card.

Alex
Comment 5 by mrrob
Welcome To The Hooters Club on 2008-07-21

Congrats on your new card, I know the interest rate is terrible but hang in there until your scores get better. Your among friends
Comment 6 by chrispa
Shark6 on 2008-07-21

They pulled Transunion with a Fico of 587.
Comment 7 by hjm331
RE: ChrisPA on 2008-07-22

I'd rather pay high interest on this card and have a decent limit rather than having a card like First Premier where you have to pay about $200 up-front in ridiculous fees. On top of that, they give you a small CL so it doesn't give you too much spending power.
Comment 8 by yoyo11
Welcome on 2008-07-23

To the Hooters Family!
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