JCPenney Credit Card® Review
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Written by: trayce1519 on 2008-06-28

Overall Satisfaction
Customer Service
Account Management
Delivery Time

trayce1519's review: GOT APPROVED TODAY CL 200. Not sure of my scores at the time of approval.


Comment 1 by hjm331
Congrats! on 2008-06-28

Consumers who have this card on FG have reported that they receive nice CLI's when your account hits the 6 month mark. Just make sure to use it a couple of times and they will increase your limit.
Comment 2 by casey
I Agree on 2008-06-28

Decent card. I started at $500, pre-approved. Currently at $2000 limit. Recently turned me down for an increase though... Was told I don't use it enough. Tried to agrue the fact that I was planning a major purchase of some furniture, and wanted to have more flexibility... But it didn't work... Oh well, Good luck to you.
Comment 3 by tynece
CONGRADS on 2008-06-30

I am thinking of getting a card with them. Do you know which score they pulled?
Comment 4 by casey
Re: Tynece on 2008-06-30

It was an Equifax pull for me... Good Luck.
Comment 5 by meya
Way To Go on 2008-07-01

Did you apply in store or online? If you did it online, call in and ask for a higher cli.
Comment 6 by hjm331
RE: Meya on 2008-07-01

Meya is right, if you applied online, you can get receive a CLI by verifying youself as the primary cardholder. That's how the Macy's card works.
Comment 7 by kiejon9
THIS CARD on 2008-07-24

Good card. I started at $500,. Currently at $6000 limit
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