"2nd Try..."

My Best Buy® Visa® Card Review
Card Reviews
Add Your Own

Written by: maribella on 2008-06-18

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

maribella's review: Callout Comment I shop at Best Buy a lot. I decided to try for this card two years ago. I apply, and I'm instantly declined. HSBC sends me a pre-approved application, and I say yes to it with a 59 dollar annual fee. I use the card for about one year, never late, never over limit, and I decided to cancel it because I don't like the fee.

Trying a second time I apply, and they instantly approve me online, but with no details, I'm not sure If I have an annual fee, but I know for sure I have a really low limit, 300. Wouldn't they have to tell me that I have a fee when I'm approved, and is there a chance I don't have a fee?

I really liked this card because of the 'rewards' it gives, only because I spend a lot of money I probably have gotten like 500 dollars in rewards.

I will update when I receive the card...


Comment 1 by rivasglo
;) User Icon on 2008-06-18

Remarks Good luck on the AF! If you were approved online it should of told you your CL/APR and other details including the AF... But idk. Call them and keep us posted!

Again, good luck!
Comment 2 by maribella
Gold User Icon on 2008-06-18

Remarks Also what is a gold card? Is that different then the regular card, or they all gold. I hear that 'gold' cards have more fees.
Comment 3 by hodgebutt
Call? User Icon on 2008-06-18

Remarks If youre super curious about the details, as I was when I was approved online, you could call the '800' number. and if I remember correctly, 'gold' status is achieved once you spend so much on the card in a year.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.