"2nd Try..."
My Best Buy® Visa® Card Review
Written by: maribella on 2008-06-18
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
maribella's review: 
I shop at Best Buy a lot. I decided to try for this card two years ago. I apply, and I'm instantly declined. HSBC sends me a pre-approved application, and I say yes to it with a 59 dollar annual fee. I use the card for about one year, never late, never over limit, and I decided to cancel it because I don't like the fee.
Trying a second time I apply, and they instantly approve me online, but with no details, I'm not sure If I have an annual fee, but I know for sure I have a really low limit, 300. Wouldn't they have to tell me that I have a fee when I'm approved, and is there a chance I don't have a fee?
I really liked this card because of the 'rewards' it gives, only because I spend a lot of money I probably have gotten like 500 dollars in rewards.
I will update when I receive the card...
I shop at Best Buy a lot. I decided to try for this card two years ago. I apply, and I'm instantly declined. HSBC sends me a pre-approved application, and I say yes to it with a 59 dollar annual fee. I use the card for about one year, never late, never over limit, and I decided to cancel it because I don't like the fee. Trying a second time I apply, and they instantly approve me online, but with no details, I'm not sure If I have an annual fee, but I know for sure I have a really low limit, 300. Wouldn't they have to tell me that I have a fee when I'm approved, and is there a chance I don't have a fee?
I really liked this card because of the 'rewards' it gives, only because I spend a lot of money I probably have gotten like 500 dollars in rewards.
I will update when I receive the card...
3 Comments
Comment 1 by rivasglo
;) 
on 2008-06-18
Good luck on the AF! If you were approved online it should of told you your CL/APR and other details including the AF... But idk. Call them and keep us posted!
Again, good luck!
on 2008-06-18 Good luck on the AF! If you were approved online it should of told you your CL/APR and other details including the AF... But idk. Call them and keep us posted!Again, good luck!
Comment 2 by maribella
Gold on 2008-06-18
Also what is a gold card? Is that different then the regular card, or they all gold. I hear that 'gold' cards have more fees.
on 2008-06-18 Also what is a gold card? Is that different then the regular card, or they all gold. I hear that 'gold' cards have more fees.
Comment 3 by hodgebutt
Call? on 2008-06-18
If youre super curious about the details, as I was when I was approved online, you could call the '800' number. and if I remember correctly, 'gold' status is achieved once you spend so much on the card in a year.
on 2008-06-18 If youre super curious about the details, as I was when I was approved online, you could call the '800' number. and if I remember correctly, 'gold' status is achieved once you spend so much on the card in a year.
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
