My Best Buy® Visa® Card
- 5% BACK* in rewards
- 6% back* in rewards for Elite Plus members
- 2% BACK* in rewards: Dining out & grocery purchases
- 1% BACK* in rewards: Everyday purchases
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Limited Credit, Fair Credit||Personal||$0*||N/A*||N/A*||See Terms*||Store Specific|
This is a Store rewards card, issued by Citibank. Store reward cards normally offer rebates on specific brand merchandise or purchases. This card is intended for consumers, or "personal use" with a limited or short credit history. See the terms and conditions for the purchase APR rate.
Please see the card issuer's terms and conditions regarding annual percentage rates. There is no annual fee for this card.*
This card is a store or brand specific rewards card, where you can expect rewards, gift certificates, or even rebates for your purchases, according to the offer details.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a recently clean credit record, with no recent negative marks on their report. However the card issuer may expect limited discrepancies. A FICO credit score of 617 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Citibank product.
The grace period listed for the My Best Buy® Visa® Card is at least 25 days*. So interest charges will not be applied for new purchases during this time.
This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser.
There were 71 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 89% of those applicants were approved.
The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 617, then your chance of approval may be even greater.
Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.
Based on community reviews, we found that 93% of 67 users recommend this card.