"Approved!"
Citi® Diamond Preferred® Card Review
Written by: goddess on 2008-04-27
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
goddess's review: 
Pulled the trigger and was approved for a $5,200 limit. Average score of 689. Terms aren't bad, even though I plan to employ the PIF strategy every month:
Purchase APR: 0.00% for 12 months from the account open date. Thereafter, Prime rate + 4.99%, currently 10.24%. Balance Transfer APR: 0.00% for 12 months from the date of the first balance transfer. Thereafter, Prime rate + 4.99%, currently 10.24%.
Now, if I can just keep from applying for any more plastic this year, I'll be doing good! :)
Pulled the trigger and was approved for a $5,200 limit. Average score of 689. Terms aren't bad, even though I plan to employ the PIF strategy every month: Purchase APR: 0.00% for 12 months from the account open date. Thereafter, Prime rate + 4.99%, currently 10.24%. Balance Transfer APR: 0.00% for 12 months from the date of the first balance transfer. Thereafter, Prime rate + 4.99%, currently 10.24%.
Now, if I can just keep from applying for any more plastic this year, I'll be doing good! :)
3 Comments
Comment 1 by hjm331
Nice Card 
on 2008-04-27
Congrats on the approval! Nice rates too! Can I have some of your CL? Lol
on 2008-04-27 Congrats on the approval! Nice rates too! Can I have some of your CL? Lol
Comment 2 by arod
Congrats on 2008-04-27
This card is great with its offers... Congrats again great credit line...
Good Luck,
Alex
on 2008-04-27 This card is great with its offers... Congrats again great credit line...Good Luck,
Alex
Comment 3 by goddess
Thanks! on 2008-04-28
I can't wait to get this card. After haggling with Orchard Bank last week about measly limits and high annual fees, thought it was time to hedge my bets before I send those 2 cards to the shredder!
on 2008-04-28 I can't wait to get this card. After haggling with Orchard Bank last week about measly limits and high annual fees, thought it was time to hedge my bets before I send those 2 cards to the shredder!
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Disclaimer: This content is not provided by Citibank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Citibank. Review content is powered by Finance Globe.
