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Hooters MasterCard Review
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Written by: arod on 2008-02-04

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arod's review: Callout Comment Well after reading so much about Hooters Mastercard I decided to apply they said under review 7-10 day I got it in 5 days credit line $1750

Im happy thanks to all and thanks to Meya.

Well I have two cards that I'm closing yes its HSBC for there low credit line.

Again guys the info. On the web site can help you.

read and tell others..

Take care,



Comment 1 by hjm331
Congrats! User Icon on 2008-02-04

Remarks Congrats on the new card ARod. I'm telling you as I've told everyone else. Stop applying for new cards because if you open too many new accounts in the short period of time, it will decrease your score significantly. Too many inquiries in a 12 month period will also hurt your score. I'm telling you this from experience. I wish someone told me this before I applied for these cards because I will be looking to lease a new car in the next couple months and I hope that all these inquiries and new accounts don't hurt my chances on getting the car that I really need to get to work and school.
Comment 2 by arod
Thanks Hjm331 User Icon on 2008-02-05

Remarks Well you know I have to cards that I wanted to close from hsbc so Ive applied yes a few but this is the last. And of course I will take your advise.

Thank you,

Comment 3 by hjm331
Same Here User Icon on 2008-02-05

Remarks I will also be closing some accounts. I have already closed one account which is the regular Target store card. I closed it because I had no use for it. My limit was only $200 so it wasn't even worth keeping. I will also close my Orchard Bank Mastercard this week because I only have a $300 CL on that card.

I've heard that the sooner you close an account, the less it will hurt your score. When you have established a long payment history with a credit card, it will hurt your score by a lot because the FICO system considers that card one of the most important and valuable credit cards in your report.
Comment 4 by meya
Way To Go Arod! User Icon on 2008-02-05

Remarks Thanks Arod... That is a cool limit. Watch out for he apr and finance charges because they are pretty steep. Other than that, you have a pretty good card there buddie.
Comment 5 by goddess
Congrats User Icon on 2008-02-05

Remarks Enjoy your new card, ARod!
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