"Constantly Declined"

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Written by: confusedinatl on 2006-11-03

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confusedinatl's review: Callout Comment I'm bothered by the review which states FICO's of 478 or higher are more likely to be approved. My FICO is much higher and I've gotten declined approx. 3 times.

Any body else experience similar?


Comment 1 by dee
No Limit Increases User Icon on 2006-11-21

Remarks I agree, I do not understand Target Bank at all. I applied and was approved for the card with a $200 limit last year. Since then, I have dramatically increased my credit score to 706 and I tried to get my limit increased and they declined it! The same time I got the Target card, I also got an Eddie Bauer and Walmart and I have had my credit limits increased with both of them several times!
Does not make sense. Their rewards are not that good either. I would suggest other cards over this one.
Comment 2 by ben
Did Just Fine User Icon on 2006-11-30

Remarks I don't know how to get my credit score but I am just starting to build credit I am 21 and got approved for the target card with a $300 limit, maybe they have improved the system since you applied
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