"Love Target!"

Target REDcard® Store Card Review
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Written by: brown14 on 2018-01-20

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brown14's review: Callout Comment I closed on my home last year (smiling). We live close by a super target so I decided to see about getting a card. I applied in store @ oct17 and was approved for $500. I love the everyday 5% off and I save a lot with the new "cartwheel" in their app. Lots of coupons and discounts. I pay on time and mostly in full so no issues with the card. I had a target card previously but they closed it ($200 limit) for inactivity. I'll be using this one heavily so I won't have to worry about that. The limits are very low as expected, but I'm use to it. I'm not sure of my score at the time, maybe high 600s


Comment 1 by wanderer
Re: Love Target! User Icon on 2018-01-20

Remarks Congrats on your new Target Red Card and on your new home! You can certainly enjoy the benefits of a Target Card as you work your way through the house setting it up to your life style :)
Comment 2 by frankn
Re: Love Target! User Icon on 2018-04-30

Remarks Always remember to pay it off every month, that way you won't have to pay those crazy interest rates!!
Comment 3 by brown14
Re: Love Target! User Icon on 2018-08-11

Remarks Just wanted to update on my growth with this card. I received a $500 increase on my 4/5/18 stmt, new limit $1000. Yesterday my credit carma showed a limit increase on my target card of $1400. I wasn’t sure if this was accurate so I looked at my 8/5/18 stmt and confirmed my limit was $2400!! It had a congratulations notice on the stmt. Target has come a long way from the crappy limit days :)
Comment 4 by bc8787
Re: Love Target! User Icon on 2018-08-21

Remarks Congrats on all your CLI's. Thats because the target card is serviced by TD bank. They are very good to their loyal customers. I have been going back and forth on getting this card but I am more of a way mart guy. (I have their card too) but like yourself I recently purchased a house and like the furniture they have at target.
Comment 5 by brown14
Re: Love Target! User Icon on 2021-09-06

Remarks Just dropping in to update everyone. During the pandemic I wasn’t using my card. Apparently this is a no no for target. They dropped my limit to $1000 which I think was wrong to do during the COVID crisis. I called to complain and the supervisor advised this was common practice. She said once you start using again the limit will go back up. I was never late on payments, never used more than 10% of my limit and my credit score has gone UP since I first got the card. Needless to say I did start back using and in July 2021 they upgraded me to the target MasterCard AND increased my limit to $4000. I’m pleased so I’ll keep the card for a long time
Comment 6 by wanderer
Re: Love Target! User Icon on 2021-09-08

Remarks Good data points and nice upgrade with credit line increase!
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