"Approved! "
Capital One® Cash Rewards Review
Written by: vinnyv on 2012-06-04
Overall Satisfaction
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vinnyv's review: 
Decided to gamble a hard inquiry (2nd in 2 years)...and to my surprise i was approved instantly with $2000 CL. This is my second Cap one card other is Capital one platinum with $500 CL (credit steps program)
TU 601, EQ 641, EX 636. No late pays in last 14 months on Car payment, three small cards( $500CL or less)
Decided to gamble a hard inquiry (2nd in 2 years)...and to my surprise i was approved instantly with $2000 CL. This is my second Cap one card other is Capital one platinum with $500 CL (credit steps program)TU 601, EQ 641, EX 636. No late pays in last 14 months on Car payment, three small cards( $500CL or less)
4 Comments
Comment 1 by derek1061
Re: Approved! 
on 2012-06-04
Congratulations. How long of a credit history do you have?
on 2012-06-04 Congratulations. How long of a credit history do you have?
Comment 2 by wanderer
Re: Approved! on 2012-06-05
Great! Welcome to a good card with a super CL. You are working your way up with a prime Capital One Card.
on 2012-06-05 Great! Welcome to a good card with a super CL. You are working your way up with a prime Capital One Card.
Comment 3 by vinnyv
Re: Approved! on 2012-06-05
Thanks, what a feeling it was to be Approved! Average account age 3yrs 7 months. In my 20's really didnt think about how important a solid credit history would be. Just a year and a half ago my score was lingering in the 530's...i was determined to dig myself out of that 500 rut. Thanks to the help of this community i understand the factors ( utilization %, payment history, account age, inquiries) that make up the score. 700's are my goal by the end of the year.
on 2012-06-05 Thanks, what a feeling it was to be Approved! Average account age 3yrs 7 months. In my 20's really didnt think about how important a solid credit history would be. Just a year and a half ago my score was lingering in the 530's...i was determined to dig myself out of that 500 rut. Thanks to the help of this community i understand the factors ( utilization %, payment history, account age, inquiries) that make up the score. 700's are my goal by the end of the year.
Comment 4 by roughdraft
Re: Approved! on 2012-06-05
Nice CL! I would have figured Capital One not to lend much right now, since the aquisition. That's pretty impressive. Nice job!
on 2012-06-05 Nice CL! I would have figured Capital One not to lend much right now, since the aquisition. That's pretty impressive. Nice job!
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
