"Not That Bad."
Macy's Credit Card® Review
Written by: creditcardaddict on 2011-12-31
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
creditcardaddict's review: 
Applied for this card 1 year ago and have been using it ever since, I currently upgraded it to the Gold Star Rewards(which there is no credit check with in this upgrade action), Two days ago I decided to upgraded for an Macys AMEX haven't received an answer on that the people told me to wait 7-10 days, SOO we shall see how that goes. I'll post if I got approved or denied. The only difference is that with and amex i could use it anywhere. ALTHOUGH I shall STOP applying for credit cards for now and wait till my 8 inquiries go away. gonna manage all my credit cards the right way this new year and get my credit scores back to how they were before I applied for all these credit cards. any tips on how I could to that a faster way? Thanks! Trasunion: 700 Experian:688 Equifax:691
P.S I recently posted my current credit scores on my best buy credit card review.
Applied for this card 1 year ago and have been using it ever since, I currently upgraded it to the Gold Star Rewards(which there is no credit check with in this upgrade action), Two days ago I decided to upgraded for an Macys AMEX haven't received an answer on that the people told me to wait 7-10 days, SOO we shall see how that goes. I'll post if I got approved or denied. The only difference is that with and amex i could use it anywhere. ALTHOUGH I shall STOP applying for credit cards for now and wait till my 8 inquiries go away. gonna manage all my credit cards the right way this new year and get my credit scores back to how they were before I applied for all these credit cards. any tips on how I could to that a faster way? Thanks! Trasunion: 700 Experian:688 Equifax:691P.S I recently posted my current credit scores on my best buy credit card review.
6 Comments
Comment 1 by patrick12
Re: Not That Bad. 
on 2012-01-02
I have found it extremely difficult to get upgraded to the AMEX version of this store card! DSNB Macy's store card is much easier to get than the AMEX version, and basically they look for lots of card usage and a clean credit report before they approve an upgrade. I have heared that customers have a much higher chance of getting approved for the AMEX at the register more so than calling in to upgrade later, and Macy's does also send out invitations once in ahwile pre approving an upgrade to the AMEX as well! Best of luck and yes, please do post your results!
on 2012-01-02 I have found it extremely difficult to get upgraded to the AMEX version of this store card! DSNB Macy's store card is much easier to get than the AMEX version, and basically they look for lots of card usage and a clean credit report before they approve an upgrade. I have heared that customers have a much higher chance of getting approved for the AMEX at the register more so than calling in to upgrade later, and Macy's does also send out invitations once in ahwile pre approving an upgrade to the AMEX as well! Best of luck and yes, please do post your results!
Comment 3 by creditcardaddict
Re: Not That Bad. on 2012-01-10
I called them and they told me that it can take up to 30 days, but as soon as I get an answer I will update and let you guys know.
on 2012-01-10 I called them and they told me that it can take up to 30 days, but as soon as I get an answer I will update and let you guys know.
Comment 4 by creditcardaddict
Re: Not That Bad. on 2012-02-15
UPDATE! Still in process Macys told me that I will be notified this month.
on 2012-02-15 UPDATE! Still in process Macys told me that I will be notified this month.
Comment 5 by creditcardaddict
Re: Not That Bad. on 2012-02-29
GOT DENIED ON THE AMEX UPGRADE OH WELL
on 2012-02-29 GOT DENIED ON THE AMEX UPGRADE OH WELL
Comment 6 by fallin elizabeth
Re: Not That Bad. on 2014-03-26
Same thing happened to me. They treat you like a crook and tell you need credit counseling. Close the account and go to Dillards the customer service is good.
on 2014-03-26 Same thing happened to me. They treat you like a crook and tell you need credit counseling. Close the account and go to Dillards the customer service is good.
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Disclaimer: This content is not provided by Department Stores National Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Department Stores National Bank. Review content is powered by Finance Globe.
