"Apparently Had This Card And Didnt Use It For A Year.."

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Written by: hotabs579 on 2011-11-18

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hotabs579's review: So i had this card when i had pretty awful credit last year, and my cl was only 150.. so today, i checked out my account online and saw i could get myfico score, which is 674.

so anyways, i click on increase limit, and got it to 350 lol ill wait for another 3 months and use this card before i click on request for another increase.

and eventually this baby will be upgrade into the 'wal-mart discover card'

ah it feels good to rebuild credit.

Sometimes, the journey is more fun than the destination.. or is it? lol

4 Comments

Comment 1 by redeye
Re: Apparently Had This Card And Didnt Use It For A Year.. on 2011-11-19

Congrats! I am rebuilding too and find it to be fun right now. But that is because I have moves to make and they have been going well so far. Once you get to the point where you have to wait a year and a half to do anything I think it gets kinda boring.
Comment 2 by hotabs579
Re: Apparently Had This Card And Didnt Use It For A Year.. on 2011-11-21

I hear ya man! i gotta wait for 1 and a half years for 4-5 of my hard inquiries to disappear before i make any choices on getting a prime card.

i didnt know that comcast, verizon and at&t do hard inquiries.. verizona nd att did it twice first for my single plan and another one when i put my mother on as an additional line..

5. lol but it only shows on equifax. for experian and transunion it shows 3 hard inquiries that will all disappear by may of next year. so im guessin credit cards mostly care about equifax. so i have to wait it out i guess.
Comment 3 by wanderer
Re: Apparently Had This Card And Didnt Use It For A Year.. on 2011-11-21

Welcome to the rebuilders club. Walmart will grow with you. It takes a while in the early days.
Comment 4 by hotabs579
Re: Apparently Had This Card And Didnt Use It For A Year.. on 2012-04-18

Well it increased to 1200 lol.
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