"Suprisingly Low APR"

Citi® Diamond Preferred® Card Review
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Written by: majtykamadness on 2011-06-21

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majtykamadness's review: Callout Comment I have received a couple notices in the mail as pre-approved so I figured what the heck. I went online and applied and was instantly approved for $8K. They pulled Experian and mine was 707. My APR was 11.99% after 21 months of 0% on purchases and transfers. Going to transfer my Lowe's, Sams Club and Walmart cards to this one.
I have a very good mix of credit, including `07 mortgage, several car leases and credit union loan in `10. Discover(5K CL), Amex (25K CL), and a couple store cards as well.
I filed BK in `03 due to divorce and am proof that if you pay pay your bills on time and have patience you can turn it around.


Comment 1 by wanderer
Re: Suprisingly Low APR User Icon on 2011-06-21

Remarks Congratulations! Great CL and APR (Citi's best rate). Thanks for showing us there is a road back in credit. You do have the right mix for credit.
Comment 2 by kdb030609
Congratulations! User Icon on 2011-06-21

Remarks Congrats on a job well done! Nice CL and APR & Score. It appears you've done well since your BK in 03.
Comment 3 by joeyman
Re: Suprisingly Low APR User Icon on 2011-06-24

Remarks Congrats~
Comment 4 by sethatco
Re: Suprisingly Low APR User Icon on 2011-06-25

Remarks For citi that is not a bad rate at all. I've had the card since 08 my rate still stands at 8.49% on the diamond as for my citi amex which used to be a diamond amex, now converted to a thank you amex im 10.25%. I think citi goofed when they did the card changes because even with a tier 1 credit score I am still well below the normal apr's
Congrats on the approval and nice starting limit!
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