"I've Had Worse...not A Bad Initial Credit Limit!"

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Written by: wndblwn06 on 2010-12-15

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wndblwn06's review: Callout Comment I received a preapproval notice in the mail in July 2010. Decided to apply, because at the time I was with First Premier Bank and thought the fees were crazy and they wouldn't give me a cli. My credit score at the time was hovering around the 600 mark. Much to my suprise, I was approved and given a credit limit of $1,000. The first years annual fee was $75. Each year after, I believe the af is $58 or so. Or course the interest rate is high, over 20%, but I'm trying to not carry a balance on it, so I'm not too concerned about that. I'm going to wait a=while longer before I ask for a cli, maybe after 12 months of good history. I would definitely recommend this card to anyone who is trying to rebuild their credit. I got tired of credit cards with 200 or 300 dollar credit limits... So I said GOODBYE and GOOD RIDDANCE to 1st Premier Bank!


Comment 1 by wanderer
Re: Not A Bad Initial Credit Limit User Icon on 2010-12-17

Remarks Best of luck on your improving credit! It takes a long time so patience must be a virtual. Yes, Premier Bank offers a starting point but, whew are they expensive.
Comment 2 by wndblwn06
Smal CLI User Icon on 2011-03-30

Remarks Received a $200 CLI after 6 months
Comment 3 by wndblwn06
Re: I've Had Worse...not A Bad Initial Credit Limit! User Icon on 2011-05-31

Remarks Trying my best to just pay this one off and close it...:) I am not a fan of annual fees.
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