"Pre-qualified Approval"

JCPenney Credit Card® Review
Card Reviews
Add Your Own

Written by: louise on 2010-11-27

Overall Satisfaction Star Rating
Customer Service Star Rating
Rewards Star Rating
Account Management Star Rating
Delivery Time Star Rating

louise's review: Callout Comment

My mom has a JCP credit card and I secretly wanted one for myself but I never applied. Too much personal rejection and I just didn't have the nerve although my credit has been more than adequate despite my sporadic work history since the economic bust. Upon receiving the offer, I decided to go ahead and give it a shot since it was a pre-qualified offer I was shocked that I was approved for 1000.00. I was not expecting a grand, perhaps 200.00 or so. JCP is a great store and when they have a sale, it is truly a sale. Although I will not be shopping as extensively as I have during the previous years for the holidays, I know I can buy quality items at JCP for the fraction of the cost.

1 Comment

Comment 1 by thomas1
Re: Pre-qualified Approval User Icon on 2010-11-28

Remarks Congrats on your approval! Very nice starting line to say the least... JC Penney doesn't usually start consumers off with that line at first. However, maybe due to the holiday season, they are showing more goodwill. A good card to have, use it, pif, and request increases every 4 months or so. They are very easy to deal with.
Please login or register for free to view your stats, add reviews and card application results, or post comments.
Credit card reviews and comments are posted by user submission and do not warrant the opinions of Finance Globe.

Disclaimer: This content is not provided by Synchrony Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Synchrony Bank. Review content is powered by Finance Globe.