My Best Buy® Visa® Card Review
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Written by: matthew101 on 2010-11-23

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matthew101's review: Callout Comment

I received an offer in the mail saying I was pre-approved for this card.  My scores are btwn 630-649. I applied online and was not approved instantly, they were to get back to me.  I figured that was a no.  Few days later received email welcoming me to the Best Buy Reward Zone Mastercard. Got the card yesterday with a $300 CL. Upon activating the card, I was told that the AF was $74. Finding this website I took the advice of others and called to threaten to cancel.  Transferring me to an Accounts Manager she offers to cut the fee in half to $37 which I was OK with.  Mentioning the low CL, I was shot down by her saying that's all she can do but they do review the accounts on a regular basis for CLI. On a side note:  I was instantly approved online for Capital One Platinum Visa with a $300 CL and after three payments it was increased to $500.


Comment 1 by wanderer
Re: Approved User Icon on 2010-11-24

Remarks Good luck! Appreciate the insight.
Comment 2 by mrrob
Re: Approved User Icon on 2010-11-24

Remarks Congrats on this card. I have had this one for about 2 years, its a credit builder
Comment 3 by brian23
Re: Approved User Icon on 2010-11-24

Remarks Congrats! Yeap, had the card for 2 years too and closed it because of no CLI. It's def a rebuilder card, but it will help to open doors to other cards in the future for you.
Comment 4 by _leo_
Re: Approved User Icon on 2010-12-07

Remarks Congratulations!

Ive had the card for over 2 years now, and only received 1 credit increase for $100 a year ago. I recently called in to attempt to get one to be told they are not giving customer requested increases at this time.
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