"Instant Approval"
Capital One® Platinum Review
Written by: dodpolice on 2010-02-13
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
dodpolice's review: 
Instant approved and Recieved $500 CL, 717 experian, 717 equifax, 726 transunion.
Instant approved and Recieved $500 CL, 717 experian, 717 equifax, 726 transunion.
7 Comments
Comment 1 by colonative
Re: Instant Approval 
on 2010-02-14
Congratulations on your recent approvals. Capital One is a good bank, take care of them and they take care of you.
on 2010-02-14 Congratulations on your recent approvals. Capital One is a good bank, take care of them and they take care of you.
Comment 2 by dodpolice
Re: Instant Approval on 2010-02-15
Im now noticing that I shoulda applied for the no hassle cash reward card with no annual fee.
on 2010-02-15 Im now noticing that I shoulda applied for the no hassle cash reward card with no annual fee.
Comment 3 by kdb030609
Re: Instant Approval on 2010-02-15
Maybe they will do a product change for you. You might want to let the account age first. I know when I had Capital One many years ago. They did a product change for my Visa account. I didn't even ask for it. I'm sure someone here on FG knows what to do!
on 2010-02-15 Maybe they will do a product change for you. You might want to let the account age first. I know when I had Capital One many years ago. They did a product change for my Visa account. I didn't even ask for it. I'm sure someone here on FG knows what to do!
Comment 4 by ari
Re: Instant Approval on 2010-02-15
Congrats but I would have expected higher CL's with scores in the 700's.
on 2010-02-15 Congrats but I would have expected higher CL's with scores in the 700's.
Comment 5 by dodpolice
Re: Instant Approval on 2010-02-16
Probably because my limited credit history, oldest credit card is from dec, 2008. Plus a lot of inquiries lately.
on 2010-02-16 Probably because my limited credit history, oldest credit card is from dec, 2008. Plus a lot of inquiries lately.
Comment 6 by hjm331
Re: Instant Approval on 2010-02-18
Congrats! Keep the card, it's a good one to have.
Also, you will be receiving a letter from them informing you of their Credit Steps program where they will give you a CLI if you meet their guidelines. The guidelines are listed and I believe they were to make 3 on-time payments for the first 90 days, not go over the limit, and not make any bad payments where they will not be able to withdraw the funds from your account. This results either non-sufficient funds or inaccurate checking/savings account number.
on 2010-02-18 Congrats! Keep the card, it's a good one to have.Also, you will be receiving a letter from them informing you of their Credit Steps program where they will give you a CLI if you meet their guidelines. The guidelines are listed and I believe they were to make 3 on-time payments for the first 90 days, not go over the limit, and not make any bad payments where they will not be able to withdraw the funds from your account. This results either non-sufficient funds or inaccurate checking/savings account number.
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Disclaimer: This content is not provided by Capital One. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Capital One. Review content is powered by Finance Globe.
