Fingerhut Credit Account Review
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Written by: k9corp123 on 2010-01-26

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k9corp123's review: Callout Comment Denied For this Card Online. Had this card many Years ago and it helped build credit. Good Selection of products, But You Pay a Higher price for the Convience. I would recommend the Card for Credit building. But Not So much For Rebuilding. They have become a lot more picky over the years.


Comment 1 by meya
Re: Denied User Icon on 2010-01-26

Remarks Sorry for your denial! When you get a chance, could you please add your scores and/or a history of your overall credit background at the time you applied. Thanks so much!
Comment 2 by kforbes86
Re: Denied User Icon on 2010-01-29

Remarks I tried for this account twice in the last 2 years and was denied both times. Have you tried HSBC or hooters? I just got my hooters card today. Was suprised to be approved for it.
Comment 3 by k9corp123
Re: Denied User Icon on 2010-01-31

Remarks No, I haven't applied for HSBC or Hooters, But I just got approved for a Citibank Mastercard. Secured of course, But that is a foot in the door... They are a good company to establish with... They are the ticket to many other prime credit lenders.
Comment 4 by dolla08
Re: Denied User Icon on 2010-02-27

Remarks I am sorry to here about your circumstance. I was just recently approved for fingerhut for about 350 limit. but I ran a simulation of credit score on www.Creditkarma.com and if I followed it correctly taking on this credit card would bring my score down by two points. my score is 590. so my thoughts is go to this site I provided you and check it out and do some digging. its free ofcourse. Don't forget you are entitled to review your credit report to see why you were denied
Comment 5 by lightemup3
Approved! User Icon on 2010-03-14

Remarks Approved the second time around, my scores are 590 595 and 611. Does anyone know if they report to the big 3?
Comment 6 by brownfox79
Re: Approved! User Icon on 2010-03-14

Remarks Congrats on approval!! Fingerhut only reports to Equifax, no others as of now (per customer service rep for Fingerhut I spoke with a few months back... So this may have changed.)
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