"Finally Approved"
Hooters MasterCard Review
Written by: kforbes86 on 2010-01-20
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
kforbes86's review: 
I had applied for this card three times in the last year and were denied each time. I applied 4 or 5 days ago, and was certain that I was denied again. But today as soon as I walked in the door from work, I got a call from merrick bank in salt lake city. Verified my adress and asked me what other accounts I had open to verify, and he said I got it approved and your card will be being mailed in a couple days. No idea what my limit or interest rate is till I get the card, I will ad a comment when I kno. I am so happy to be approved. My transunion score is around 600, and that's what they pulled. A few baddies, lots of inquiries and several other open accounts.
I had applied for this card three times in the last year and were denied each time. I applied 4 or 5 days ago, and was certain that I was denied again. But today as soon as I walked in the door from work, I got a call from merrick bank in salt lake city. Verified my adress and asked me what other accounts I had open to verify, and he said I got it approved and your card will be being mailed in a couple days. No idea what my limit or interest rate is till I get the card, I will ad a comment when I kno. I am so happy to be approved. My transunion score is around 600, and that's what they pulled. A few baddies, lots of inquiries and several other open accounts.
13 Comments
Comment 1 by wanderer
Re: Finally Approved 
on 2010-01-20
Congrats! Maybe there is a credit card guru. Glad you finally got it. Feels good I am sure! Enjoy!
on 2010-01-20 Congrats! Maybe there is a credit card guru. Glad you finally got it. Feels good I am sure! Enjoy!
Comment 3 by kforbes86
Re: Finally Approved on 2010-01-20
It does feel very good to be approved for this card. Does anyone know if you can do a balance transfer with this card? I want to close my first premier card now.
on 2010-01-20 It does feel very good to be approved for this card. Does anyone know if you can do a balance transfer with this card? I want to close my first premier card now.
Comment 4 by credit28
Re: Finally Approved on 2010-01-20
Congrats!!! On your new card. To answer your question, I don't believe there is a balance transfer offer for this card. But on the other hand I'd contact the bank.
on 2010-01-20 Congrats!!! On your new card. To answer your question, I don't believe there is a balance transfer offer for this card. But on the other hand I'd contact the bank.
Comment 7 by thomas1
Re: Finally Approved on 2010-01-21
Congrats! Enjoy the card, but watch those inquiries. Soon, you'll start getting declines if you don't credit garden. Your scores will start to take a hit if you continue applying for cards.
on 2010-01-21 Congrats! Enjoy the card, but watch those inquiries. Soon, you'll start getting declines if you don't credit garden. Your scores will start to take a hit if you continue applying for cards.
Comment 9 by brooklyn5
Re: Finally Approved on 2010-01-24
Congrats... I wish you well... I know its hard getting in...
on 2010-01-24 Congrats... I wish you well... I know its hard getting in...
Comment 10 by kforbes86
Re: Finally Approved on 2010-01-29
Got my card today. $300 limit 21% interest and a $36 annual fee charged upfront. Not as good as I was hoping for, but not bad either. At least this was the annual fee is charged at once instead of monthly like HSBC is doing to me. I hate that monthly fee!!
on 2010-01-29 Got my card today. $300 limit 21% interest and a $36 annual fee charged upfront. Not as good as I was hoping for, but not bad either. At least this was the annual fee is charged at once instead of monthly like HSBC is doing to me. I hate that monthly fee!!
Comment 13 by dodpolice
Re: Finally Approved on 2010-02-13
I applied several times that resulted in an error page each time. I checked my credit report and Hooters Mastercard actually inquired. No idea whats going on with that.
on 2010-02-13 I applied several times that resulted in an error page each time. I checked my credit report and Hooters Mastercard actually inquired. No idea whats going on with that.
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Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
Disclaimer: This content is not provided by Merrick Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Merrick Bank. Review content is powered by Finance Globe.
