"Way Too Many Fees..."

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Written by: c2008 on 2009-02-23

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c2008's review: Callout Comment Have had this card since November 07, started with a CL of 350.00. Paid off balance every other month. They charged each time I made a payment online. They also charged for calling them over the phone. If I were starting out or fixing your credit, I would look some where else. Right now I paid the account off, sadly still with 10.00 balance.


Comment 1 by meya
Humm! User Icon on 2009-02-24

Remarks You are correct about paying a fee online for payments. But it is best to just mail it in for free. I have called them a few times, and never was charged a fee for it. I want to clarify one thing, were you charged for making a payment over the phone, or was this just a normal conversation? I will look into this and see what's going on, this is also new info to me.

Another thing, I do agree to what you said in regards to looking somewhere else, but I just wanted to add, this cc is a whole lot better than some other rotten credit cards. The annual fee is divided into 12 months, which is about average to others. I have seen some creditors charging high as $150 in annual fees. It is a good card to rebuild with, but not to stay with.
Comment 2 by davis06
Online Bill Pay User Icon on 2009-02-25

Remarks I bank with BOA and I set this credit card account up on Bill Pay. Doesn't even cost me a stamp and it's faster than mailing it yourself.

I agree with Meya - this card is better than most others when it comes to annual fees. Just make your payments via mail or online bill pay through your bank.
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