State Farm® Good Neighbor Visa®

  • Low interest rate.
  • Introductory APR on balance transfers.*
  • Carrying a balance transfer balance may impact your grace period for purchases.*
  • No annual fee.*
  • Access to our financial management tools
  • 24/7 good neighbor service
  • Online and mobile access anytime
  • Worldwide Visa credit card acceptance and cash access via ATMs
  • Account Fraud Monitoring
  • Visa $250,000 Travel Accident Insurance*
  • Visa Auto Rental Collision Damage Waiver*
  • Visa Personal Identity Theft Protection*
  • Visa Travel and Emergency Assistance Services*
  • Visa Zero Fraud Liability*
  • Visa Shopping and Travel discounts
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit Personal $0* N/A* N/A* 13.24%* - 23.24%* None

State Farm® Good Neighbor Visa® Quick Summary:
This Visa offer is issued by State Farm Bank. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 13.24%* and may be as high as 23.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

This is not a rewards card.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 695 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any State Farm Bank product.

Other Basics:
The grace period listed for the State Farm® Good Neighbor Visa® is at least 24 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Rewards and Benefits:
  • 0% introductory APR on Balance Transfers*
  • Low Purchase APR*
  • No Balance Transfer Fees
  • No Annual Fee
  • Free built-in protection features
  • Free Identity Theft Protection
  • Free Account Fraud Monitoring
  • Free $250,000 Travel Accident Insurance
  • Free Auto Rental Insurance
  • Worldwide Visa credit card acceptance
  • Online Access Anytime
  • Cash advance privileges via ATMs and convenience checks
  • Zero Fraud Liability
  • Lost/Stolen card protection
  • Visa Online Rewards

Approval Rate:
There were 3 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 33% of those applicants were approved.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 695, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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