IHG® Rewards Club Premier Credit Card

80,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening.*

  • Plus, earn 10,000 bonus points after you spend $20,000 on purchases and make one additional purchase each account anniversary year.*
  • This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
  • That's 10X points at IHG® Hotels and Resorts as an IHG® Rewards Club Premier Credit Cardmember*
  • Plus 10X points from IHG® for being an IHG® Rewards Club member
  • Plus 5X points from IHG® with Platinum Elite Status, a benefit of this card*
  • Earn 2X points per $1 spent on purchases at gas stations, grocery stores, and restaurants.*
  • Earn 1 point per $1 spent on all other purchases.*
  • Enjoy a Free night after each account anniversary year at IHG hotels worldwide.*
  • Free reward night when you redeem points for any stay of 4 or more nights.*
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit Personal $89* N/A* N/A* 17.49%* - 24.49%* Hotels


Quick Summary:
This is a Mastercard hotel rewards card that is issued by Chase. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 17.49%* and may be as high as 24.49%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $89** for this card.

Rewards:
This is a hotel rewards card, where you can expect rewards for certain hotel stays.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 728 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Chase product.

Other Basics:
The grace period listed for the IHG® Rewards Club Premier Credit Card is at least 21 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 728, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

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