Ally CashBack Credit Card



This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.

Ally Bank wants you to get rewarded for the things you buy most. The Ally CashBack Credit Card offers an easy way to cash in on everyday purchases, hassle-free.

  • No annual fee
  • Earn unlimited rewards as you shop
  • 2% cash back at gas stations and grocery stores
  • 1% cash back on all other purchases
  • Get a 10% Ally Deposit Bonus when you deposit your cash rewards into an eligible Ally Bank account
  • Earn a $100 bonus when you spend $500 on eligible purchases in the first 90 days of account opening
  • Pay confidently anywhere Visa® is accepted
  • Can be added to Apple Pay® and Samsung Pay™
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $0* N/A* N/A* 15.24%* - 25.24%* Cash Back
Important Notice: This TD Bank credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:



Quick Summary:
This is a Visa cash back rewards card issued by TD Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. Rates may vary among applicants, however the lowest standard APR is 15.24%* and may be as high as 25.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 746 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any TD Bank product.

Other Basics:
The grace period listed for the Ally CashBack Credit Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Our Editor's Commentary:
Cash back rewards are competitive, with 2% cash back at gas stations and on grocery stores - and 1% everywhere else. The 10% Ally Deposit bonus magnifies rewards and savings even more, which would be an easy way to add to your savings goal.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 746, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.

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