SimplyCash® Plus Business Credit Card from American Express


This is a special offer. Please see the offer details for more information.

This featured offer was noticed by Finance Globe staff to be unique and offer special benefit to cardholders.

The SimplyCash® Plus Business Card lets you earn cash back on two specific business categories and on one of many eligible categories of your choice, plus purchase flexibility and no annual fee.¤ Cash back received is automatically credited to your statement.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Business $0 N/A 0% on Purchases for 15 months 13.99% - 20.99% Variable Cash Back


Quick Summary:
This is a cash back rewards card issued by American Express. This card is restricted to business owners with a nearly perfect credit history. You may need proof of business ownership or involvement before finalization of the card acceptance. Rates may vary among applicants, however the lowest standard APR is 14.49%* and may be as high as 21.49%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 742 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any American Express product.

Other Basics:
You will normally need your basic business information, including your Federal tax I.D. number and business phone and address when applying for this offer.American Express acceptance among businesses is moderate, but global. You should not have a difficult time finding businesses that will accept this card as a form of payment.

Our Editor's Commentary:
Are you a business owner? If so, the SimplyCash® Plus Business Credit Card from American Express is worth considering.

You are able to earn five percent cash back on wireless telephone services and office supplies when purchased within the United States. Cardholders also receive three percent cash back on select purchases, and one percent on everything else.

Add in no annual fee and you have a credit card with plenty to offer.

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 742, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
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