BMW Visa Signature® Card

The all-new BMW Signature Card is designed to fuel the passion of true BMW enthusiasts. You’ll earn one BMW Reward point for every dollar you spend on purchases, two points for every dollar you spend on gas and four points for every dollar you spend at BMW centers. Then redeem your points for exclusive BMW Rewards, including Lease and Finance Credits, BMW Center Rewards, Get Away Rewards and much more – all for an annual fee of $75.

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Good Credit Personal $75* N/A* N/A* 15.24%* - 26.24%* Automotive


Quick Summary:
This is a Visa automotive rebate rewards card issued by BMW Bank of North America. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 15.24%* and may be as high as 26.24%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is an annual fee of $75** for this card.

Rewards:
This card can be used for automotive rebates, where you can expect rewards or discounts for certain purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 722 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any BMW Bank of North America product.

Other Basics:
The grace period listed for the BMW Visa Signature® Card is at least 22 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Approval Rate:
Currently, we have no applicant results in our system. You can be the first one to help by submitting your application results to assist other applicants before they apply for this card.

There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 722, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
There are no reviews. If you have experience, you can write one now.

It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs. Find more credit cards.

You may also be interested in these offers: