BankAmericard Cash Rewards™ Credit Card

  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.49% - 23.49% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Excellent Credit, Good Credit Personal $0* 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days* 0.00% for 12 billing cycles 13.49%* - 23.49%* Cash Back


Other Remarks:
  • ShopSafe®. Add an extra layer of protection when you shop online
  • Paperless Statement Option. Opt for paperless credit card statements and increase account security while reducing paper consumption
  • $0 Liability Guarantee is featured on all Bank of America® consumer credit cards. You’re not responsible for any fraudulent charge and we’ll credit any fraudulent charges back to your account as soon as the next day.
  • Overdraft Protection. An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card


Our Editor's Commentary:
The BankAmericard Cash Rewards™ Credit Card is one of the top cash back credit cards, thanks to its competitive rate, $0 annual fee, and no expiration on rewards. Consumers with good to excellent credit will find that this credit card from Bank of America has everything they could ever want, plus so much more.

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