USAA Cash Rewards® Visa Signature® Card
- Earn up to 1.25% on your everyday purchases.
- There's no limit on the amount you can earn.
- Redeem your rewards anytime online or with the USAA Mobile App.
|Credit Target||Type||Annual Fee||BT Intro APR||Purchase Intro APR||Regular APR||Rewards|
|Excellent Credit, Good Credit||Personal||$0||N/A*||N/A*||10.40%-26.40% (Variable)||Cash Back|
This is a Visa cash back rewards card issued by USAA Savings Bank. This card is intended for consumers, or "personal use" with a nearly perfect credit history. APR's may vary among applicants, however the lowest standard APR is 10.4%* and may be as high as 26.4%* (Variable)*, depending on your credit worthiness*.
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 741 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any USAA Savings Bank product.
This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment.
Our Editor's Commentary:
When it comes to simple rewards cards that have a lot to offer, the USAA Cash Rewards® Visa Signature® Card is one of the best.
Reserved for military members, their families, and veterans, this credit card allows users to earn rebates of up to 1.25 percent (with no limit).
Other benefits include a competitive APR of 10.40%-26.40% (Variable), no annual fee, and chip technology for added security.
If you have good to excellent credit, don't hesitate to apply for the USAA Cash Rewards® Visa Signature® Card. It could be the credit card offer you have been waiting for.
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 741, then your chance of approval may be even greater.
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.
Based on community reviews, we found that 100% of 1 user recommend this card.
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