Citi Simplicity® Card
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Citi Simplicity® Card
To be simple is to be great. This is the only card with No Late Fees, No Penalty Rate and No Annual Fee - Ever. Give it a try and apply to find out what the Citi Simplicity® Card can do for you.
- Learn more about the benefits that come with the Citi Simplicity® Card, the only credit card with no late fees, no penalty rate and no annual fee – ever.*
- 0% Intro APR on purchases and balance transfers for 18 months; after that the variable APR will be 14.74% - 24.74%, based on your creditworthiness.*
- Balance Transfer Fee: Either $5 or 3% of the amount of each credit card balance transfer, whichever is greater.*
- Save time, just say "representative" when you call, to enjoy fast personal help.
- No Annual Fee*
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards | Reviews |
|---|---|---|---|---|---|---|---|
| Excellent Credit | Consumer | $0* | N/A | N/A | 14.74%* - 24.74% (Variable)* | None | 1 |
