JCB Credit Card
Receive up to 1.0% in cash rebates for all purchase transactions. You will earn one (1) JCB Cash Back Point for every $100 in purchases you make for each billing cycle period. One JCB Cash Back point is equivalent to one dollar ($1)in cash value. And there is no maximum number of JCB Cash Back Points you can earn.
| Credit Target | Type | Annual Fee | BT Intro APR | Purchase Intro APR | Regular APR | Rewards |
|---|---|---|---|---|---|---|
| Good Credit | Personal | $0* | N/A* | N/A* | 12.25%* | Cash Back |
Quick Summary:
This is a JCB cash back rewards card issued by JCB USA. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 12.25%* (Variable)*.
Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*
Rewards:
This card is a cash back card, where you can expect cash rewards for your purchases.
Credit Record Needed:
Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 733 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any JCB USA product.
Other Basics:
The grace period listed for the JCB Credit Card is at least 27 days*. So interest charges will not be applied for new purchases during this time. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.
Approval Rate:
There was 1 person that reported the application status to us after applying. The applicant was approved. Helpful qualification information, including credit scores, rates, household income and more was reported.
There have been no approvals in our internal system that we can calculate for this card. This could be due to lack of time that this card has been listed at Finance Globe or from other various factors. As we gain more information about the approval rates, we will update them here. Furthermore, if your FICO score is close to or higher than 733, then your chance of approval
may be even greater.
Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of
weeks, but normally much sooner.
Community Opinion:
Based on community reviews, we found that
100% of 1 user recommend this card.
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