Valero Credit Card

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  • SAVE up to 8¢ per gallon on fuel purchases*
  • Over 5,600 locations coast-to-coast makes us
  • convenient for you
  • Sensible credit limits and fuel-only options to help you manage your budget
  • Pay-at-the-pump convenience
  • Manage your account and your fuel rebates online with Valero Self Serve
  • Flexible Payment Terms: Choose the due date that works for you
  • Enjoy personalized customer service from our family to yours
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Fair Credit, Limited Credit Personal $0* N/A* N/A* 23.00%* Gas Stations

Quick Summary:
This is a Store gas or fuel rewards card issued by DSRM National Bank. This card is intended for consumers, or "personal use" with a fair credit history. APR's may vary among applicants, however the lowest standard APR is 23.00%* (Variable)*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. There is no annual fee for this card.*

This card can be used for redemption at gas stations, where you can expect rewards for fuel or possibly other purchases.

Credit Record Needed:
Based on the FICO score recommendation, applicants should have a fairly solid credit record, with no recent negative marks on their report. A FICO credit score of 659 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any DSRM National Bank product.

Other Basics:
The grace period listed for the Valero Credit Card is at least 21 days*. So interest charges will not be applied for new purchases during this time.

This is a store or catalog card, not a traditional credit card. Acceptance of this card is normally bound to the merchandiser.

Approval Rate:
There were 8 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 88% of those applicants were approved.

The approval rate for this card is moderately high. Furthermore, if your FICO score is close to or higher than 659, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 67% of 3 users recommend this card.

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