Capital One No Hassle Cash Rewards Excellent Credit Credit Card

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Capital One No Hassle Cash(SM) Rewards - Excellent Credit - Credit Card

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Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

2% cash back on gas and groceries
1% cash back on all other purchases
Bonus: Get up to 15% more cash back when you shop over 300 retailers
No annual fee
No limit on the cash you can earn and cash won"t expire
Redeem cash rewards any time for any amount, even set up automatic redemption
0% intro APR on purchases until August 2012
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Credit Target	Type	Annual Fee	BT Intro APR	Purchase Intro APR	Regular APR	Rewards	Reviews
Excellent Credit, Good Credit	Consumer	$0*	N/A	0% for until August 2012*	12.9%* - 20.9% (V)*	Cash Back	2

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My husband and I have two Capital One cards, so they must allow that. I think it's always best to give it some time before applying for more credit, especially within the same bank. Congratulations! It sounds like you've worked hard on your credit score and it's paying off.

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My opinion based on personal experience and if I am reading correctly you currently have two capital one credit cards that are both under a year old, with your secured card getting closer to one year of age. I?d say wait until August and see if Capital One offers to upgrade your secured credit card. I have read a lot of post where after a year of good usage/payment history Capital One had converted the individual?s secured card to one...