Household Bank Platinum MasterCard®

  • Platinum MasterCard Benefits
  • Free online account management tools
  • Free online bill pay
  • 100% protection from unauthorized use
  • Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
    Good Credit Personal $39 to 59* 0.00% for 6 Months 0.00% for 6 Months 14.90%* None

    This Credit Card Is Currently Not Available

    Important Notice: This Capital One Bank (USA), N.A. credit card is no longer available, or we are no longer authorized by the bank to provide information about this card. We are displaying limited archived data. Some information may be incomplete, inaccurate or missing. We apologize for the inconvenience. Here are some of the most popular cards on Finance Globe:

    Household Bank Platinum MasterCard® Quick Summary:
    This Mastercard offer is issued by Capital One Bank (USA), N.A.. This card is intended for consumers, or "personal use" with a good to perfect credit history. Rates may vary among applicants, however the lowest standard APR is 14.90%* (Variable)*.

    Important Rates:
    There is a introductory balance transfer offer APR of 0.00% for 6 Months*. There is also a purchase introductory APR of 0.00% for 6 Months*. Be cautious that some card issuers may charge higher rates and fees for cash advances.

    There is an annual fee of $39 to 59** for this card.

    This is not a rewards card.

    Credit Record Needed:
    Based on the FICO score recommendation, applicants should have a great credit record. A FICO credit score of 700 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

    FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Capital One Bank (USA), N.A. product.

    Other Basics:
    The grace period listed for the Household Bank Platinum MasterCard® is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

    This card contains the brand of Mastercard, where acceptance is global. Most businesses that accept credit cards will accept Mastercard as a form of payment (subject to available credit).

    Approval Rate:
    There were 8 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 88% of those applicants were approved.

    The approval rate for this card is average. Furthermore, if your FICO score is close to or higher than 700, then your chance of approval may be even greater.

    Approval Time:
    Great news for applicants that do not want to wait on a application status. This card offer may give instant approval decisions. Remember, this may not be true in all cases, where application information may not be complete, questionable or for other reasons. When applying on-line, the system will normally show your approval status shortly after submitting your application. Credit cards normally take 1 or 2 weeks to arrive after your application is approved.

    Community Opinion:
    Based on community reviews, we found that 100% of 8 users recommend this card.

    It's fast and easy to compare card offers by the criteria you require. That way you get the best card for your needs. Find more credit cards.