Salute Visa® Card


Apply for a Salute® Visa® Gold Credit Card today with our quick and easy online application. All Credit Types Welcome to Apply! Cash Advance Access!

  • The Power of an Unsecured VISA
  • Reports to the Major Credit Bureaus
  • Cash Advance Access
  • All credit types welcome to apply
  • Reports to the Major Credit Bureaus
  • Quick and easy online application

On 30 October, 2015 Finance Globe identified acount or billing questions: (877) 846-0043

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards
Poor Credit Personal See Terms* N/A* N/A* 14.99%* - 19.50%* None

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Salute Visa® Card Quick Summary:
This Visa offer is issued by Axiom Bank. This card is intended for consumers, or "personal use" with poor or limited credit histories. The issuer may expect recent or past flaws in your credit report. Rates may vary among applicants, however the lowest standard APR is 14.99%* and may be as high as 19.50%* (Variable)*, depending on your credit worthiness*.

Important Rates:
There is not an introductory APR for this card, so the lowest or standard rate may apply immediately or after the grace period for eligible purchases. Please see the application disclosures regarding the annual fee.

Rewards:
This is not a rewards card. It is normal for cards for fair and poor credit histories to not offer rewards.

Credit Record Needed:
Based on the FICO score recommendation, the issuer may expect that applicants may have had problems with their credit history, or are working on building their credit reputation. A FICO credit score of 516 is recommended for a higher chance of approval, but this is not required. There are a number of other factors that this issuer may also consider when making decisions for approval. While your FICO score is usually a very important factor, you may want to consider other areas that may affect a decision for approval. For example, your debt to income ratio, recent credit inquiries, 30+ day delinquencies, or current credit accounts nearing the maximum amount may affect a credit decision.

FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, a credit score alone does not guarantee or imply approval for any Axiom Bank product.

Other Basics:
The grace period listed for the Salute Visa® Card is at least 25 days*. So interest charges will not be applied for new purchases during this time if balance is paid in full by the due date. Be aware that some issuers will begin charging interest on cash advances and balance transfers on the transaction date.

This card contains the brand of Visa, where acceptance is global. Most businesses that accept credit cards will accept Visa as a form of payment (subject to available credit).

Other Remarks:

Depending on your credit terms, you may receive the following fees:

Annual Fee: $150
Account Maintenance Fee: $72 per year (billed monthly at $6 per month)

OR

Account Opening Fee: $20 (one-time fee)
Account Maintenance Fee: $228 per year (billed monthly at $19 per month)



Approval Rate:
There were 7 people that reported their status to us after they applied. They provided us with helpful qualification information, including their credit scores, the rates offered to them, household income and more. 100% of those applicants were approved.

The approval rate for this card is moderately high. Furthermore, if your FICO score is close to or higher than 516, then your chance of approval may be even greater.

Approval Time:
Approval time for this offer is not listed. You should expect a final credit decision within a couple of weeks, but normally much sooner.

Community Opinion:
Based on community reviews, we found that 83% of 6 users recommend this card.
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