Flexible Reward Credit Cards


Experienced and long time credit card users will often quickly come to realize that credit card offers that feature versatile rewards programs and bonus packages can prove to be the greatest bang for their buck over time-- cards that offer the widest overall range of bonuses and rewards programs can hold the potential for providing consumers and small businesses with the best of both worlds in a number of ways, in addition to rewarding their users with some nice, yet unexpected additional perks that can include everything from periodic gift cards to exceptionally unique travel opportunities and airline bonuses.

If you're hoping to qualify for a credit card that provides you with the largest overall quantity of rewards programs and bonus perks, while still maintaining the well-rounded introductory rates and long term savings and conveniences that you can expect to enjoy with any high quality credit card offer, the following list of flexible rewards credit card offers is most likely where you will want to begin your search. Unsatisfied with the most par for the course among flexible rewards cards? Check back often for the latest in featured credit card offers in our flexible rewards category, and you'll be able to take advantage of some of the greatest rewards programs online as soon as they become available.

Showing 10 of 14 Results
Show as Table | Search

USAA Rewards™ Visa Signature® Card

  • Earn 2X points for every dollar spent on gas and dining
  • Earn 1X point for every dollar spent on all other purchases
  • Get 2,500 bonus points with your first purchase.
  • No expiration date on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • Redeem for cash on your mobile device.
  • USAA membership is available to active and former military and their eligible family members.
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 11.40% - 27.40% Variable APR on purchases, balance transfers and convenience checks Flexible Options 1

USAA Rewards™ American Express® Card

  • Earn 3X points per dollar spent on dining.
  • Earn 2X points per dollar spent on gas and groceries.
  • Earn 1X point for every dollar spent on all other purchases.
  • Get 2,500 bonus points with your first purchase.
  • There's no expiration date on any points earned.
  • Redeem your points for cash, merchandise, gift cards or travel or donate to your favorite military affiliate group.
  • USAA membership is available to active and former military and their eligible family members 
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 None N/A 11.40% - 27.40% Variable APR on purchases, balance transfers and onvenience checks Flexible Options 7

ABOC Platinum Rewards Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn a $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 12 months* 0% for 12 months* 14.40%* - 24.40% (Variable)* Flexible Options Be the first to write one

Amalgamated Bank of Chicago Union Strong Credit Card

  • 0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 10.75% (V) 
  • Earn $150 statement credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Unlimited Points That Don't Expire
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* 0.00% for 12 months* 0% for 12 months* 10.75% (Variable)* Flexible Options Be the first to write one

Ameriprise World Elite Mastercard®

  • Earn 10,000 bonus rewards points after you make $500 in purchases or balance transfers with your new account in the first 90 days*
  • Earn 1X Ameriprise Rewards points for every dollar you spend on purchases*
  • 1.5% cash back when you redeem points in increments of 30,000 for $450 into an eligible Ameriprise® financial account*
  • Achiever Circle clients also earn:
    • 25,000 bonus points with a $50,000 deposit of non-retirement assets into an eligible Ameriprise account*
    • 500 bonus points for a completed home or auto insurance quote
    • Rewards points for other financial products and services. Please see the Ameriprise Rewards Program Terms and Conditions for each of the reward offers mentioned above.
  • Points do not expire when you keep your account open, active and in good standing
  • 1.5% redemption value when you redeem points in increments of 10,000 for a $150 Ameriprise Financial Planning certificate*
  • $150 annual fee, waived for Ameriprise Achiever Circle Elite Members*
  • 0% intro APR for 15 months on balance transfers made within 45 days of account opening. After that, a variable APR will apply, currently 15.49% or 17.49%, based on your creditworthiness*
  • Earn up to $200 in credits toward airline purchases with qualifying transactions*
  • Chip card technology to make paying for your purchases more secure at chip-card terminals in the U.S. and abroad
  • Security & travel protection including ID theft resolution services, purchase security, extended warranty, travel assistance, travel insurance and rental insurance*
  • Complimentary concierge services available 24 hours, 7 days a week, 365 days a year
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Good Credit, Excellent Credit Consumer $150* N/A N/A 15.49%* - 17.49% (Variable)* Flexible Options 4

BBVA Compass Select Credit Card

Premium credit card with custom rewards to fit your lifestyle. Earn 20,000 bonus point.

Your BBVA Compass Select Credit Card benefits include:

  • BBVA Compass Build Your Own RewardsSM with CompassPoints®* repays you for the way you spend your money.
  • Over $1,000 in potential value during the first year your account is open
  • 20,000 bonus points with $2,000 in purchases in the first 90 days of account opening*
  • No $125 annual fee for the first year
  • No foreign transaction fee
  • Earn monthly CompassPoints bonuses*
  • Streamlined, expedited application process and no annual fee for Premier Personal Banking customers*
  • Exclusive travel benefits - including complimentary Hertz Gold Plus Rewards Membership

 

 

 

 

 

 

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0 first year, then $125 thereafter N/A N/A 14.74%* - 18.74% (Variable)* Flexible Options Be the first to write one

Navy Federal More Rewards American Express® Card

  • When you open a More Rewards Card account, you'll earn 3 points at supermarkets, 3 points at gas stations, 2 points at restaurants and 1 point on everything else.*
  • No cap on rewards you can earn, and they never expire
  • Redeem points for travel, cash, gift cards or merchandise
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* N/A N/A 10.90%* - 18.00% (Variable)* Flexible Options 1

Points Visa® Credit Card

  • Earn 4 points for every $1 in qualifying purchases*
  • Earn even more points with a qualifying PNC Virtual Wallet or PNC Checking account relationship
  • Redeem your points for hundreds of valuable rewards – including cash, name brand merchandise, travel, and more
  • No annual fee**
  • Introductory Offer on Balance Transfers and Purchases**
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* N/A N/A 13.24%* - 23.24% (Variable)* Flexible Options 1

Points Visa® Business Credit Card

  • No Annual Fee*
  • Earn 5 points for every $1 in qualifying purchases*
  • Select from hundreds of rewards – including electronics, gift cards, merchandise, travel and even cash
  • Boost your earning potential by linking to your personal PNC points credit card
  • Online Account Management with Account View or PNC Online Banking
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Business $0* N/A N/A 12.24%* - 21.24% (Variable)* Flexible Options Be the first to write one

Go Rewards® Visa®

Rewards

When you open a GO REWARDS account, you'll earn 3 points at restaurants, 2 points on gas and 1 point on everything else.*

Details:

  • Rewards Expiration: 4 years from month earned, as long as account is open
  • Rewards Limit: None
  • Start Redeeming: 1,000 points
Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Excellent Credit, Good Credit Consumer $0* N/A N/A As low as 10.24%* (Variable)* Flexible Options Be the first to write one
Next