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Credit Cards for Fair Credit


Having fair credit doesn't mean you're limited to second-rate card offers. In fact, many credit cards designed for fair credit come with solid perks and competitive features - if you know where to look.

Below, you'll find a curated list of credit card offers tailored to fair credit scores. These cards often include rewards programs, low or no fees, and the opportunity to build your credit with responsible use. Make on-time payments and keep your balance low, and you'll strengthen your credit profile over time.

Take your time reviewing the options, and steer clear of cards with high APRs or fees that don't match your financial goals.

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Total Visa® Card

  • Double the Rewards: Earn Up To 10% Cash Back on Purchases at select merchants & 1% Back on Payments!^^
  • An initial credit limit Up To $500! (See terms*)
  • Checking account required.
  • Free credit monitoring powered by TransUnion®
  • Fast and easy application process.
  • All credit types welcome to apply.
  • *See Rates, Fees, Costs & Limitations for complete offer details
  • ^^1% Cash Back is earned on payments to your Credit Card. Up To 10% Cash Back is earned on qualifying purchases at select participating merchants. Offer percentages vary by merchant and are subject to change. See Total Card Visa Rewards Programs Terms & Conditions for details

Credit Target Type Annual Fee BT Intro APR Purchase Intro APR Regular APR Rewards Reviews
Fair Credit, Poor Credit, Limited Credit Consumer See Terms* N/A N/A 35.99%* None 2