Finance Globe

U.S. financial and economic topics from several finance writers.

The Student's Guide to Choosing a Financial Institution

Choosing a Financial InstitutionIf you need to open a checking and savings account, and possibly even get a credit card, it's a good idea to do some comparison shopping before you open your accounts.Aside from offering the services you need, convenience and cost should be your two determining factors in choosing a financial institution. A branch location near school, work, or home can save you time, but it may be worth a short walk or drive...
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The Student's Guide to Money Management - Saving and Investing

Start saving regularly for short-term needs.It's just a fact of life that some months will be more expensive than others - you can't predict emergency medical expenses, last-minute travel plans, or an unexpected car repair. Work on building an emergency savings to cover those kinds of additional expenses. Financial experts often recommend an emergency savings funds of three to six months' living expenses for working adults, but it really depends on the individual's circumstances. Students who...
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