Finance Globe

U.S. financial and economic topics from several finance writers.

3 People to Turn to when Selecting a College

As a high school student, there may come a day when you must decide which college to attend. While this is an exciting decision, you may also be worried that you are making the wrong choice.To ensure that you are on the right path, it is important to receive as much outside advice as possible. The final decision rests in your arms, but there is nothing wrong with getting the assistance of others you can trust.Here...
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3 Ways College Students Waste Money

There is no denying the fact that some college students do not have as much financial sense as their parents would like. That being said, college is a learning experience. Students have to make their own mistakes, as these experiences will help shape a better future.Here are three of the most common ways that college students waste money:1. Buying news books instead of used. Despite the fact that many students are taking advantage of the ability...
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Choosing a College – Make a Decision with Money in Mind

When choosing a college, there are hundreds of details to consider. However, your financial situation will go a long way in dictating your final decision.The last thing you want to do is make a mistake that will negatively impact your finances now and in the future. This is something you will regret.Here are five money related details that should be on your mind as you attempt to make one of the biggest decisions of your life:1....
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Three Tips for Aggressively Tackling Student Loan Debt

Of the 20 million Americans who attend college each year, approximately 12 million rely on student loans to cover costs. If you are part of this group, you know one thing to be true: this debt can begin to weigh on your mind from day one.While it may be a dream come true to earn your college degree without taking on debt, this not reality for the majority of students.Student loan debt may be a part...
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Can College Students Really Save by Living Off Campus?

As a college freshman, it is safe to assume that you are living in one of your school’s dormitories. That being said, you are probably looking forward to the day when you can break free and live on your own in an off campus house or apartment.While the freedom of living off campus may be what you are truly looking forward to, here is something else to consider: you can save a lot of money by...
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Three Tips for any College Student Searching for a Job

Are you a college student? Have you come to the realization that you need a job? If you answered yes to both these questions, you are in the same position as many others at your school (as well as other institutions throughout the country).On one side of things, you understand the importance of finding a job as soon as possible. On the other side of the equation, you are likely concerned about the search process and...
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What Happens to Student Loan Debt after Filing Bankruptcy?

Are you bogged down with student loan debt? Are your finances in disarray? If you answered yes to both these questions, you may have something on your mind: bankruptcy.While many people believe discharging student loan debt through bankruptcy is a simple task, nothing could be further from the truth. Most debtors are unable to discharge this debt through either Chapter 7 or Chapter 13 bankruptcy.There is on exception: if you can prove to the court that...
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Rates on New Stafford Loans Double

Students borrowing certain need-based Federal loans after July 1, 2013 will pay a higher interest rate than previous borrowers paid on the same loan. Rates on new Direct Subsidized Loans, a need-based loan otherwise known as Stafford loans, will be 6.8% versus the 3.4% rate that student loan borrowers have enjoyed for the previous six years. The government estimates that 9.4 million loans will be made this year with the new interest rate. The rates for...
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The Student's Guide to Job Hunting - Your Resume

Getting your first job is a big step. Before you even begin to submit job applications, you may be daydreaming about a fun, exciting job where you are appreciated by everyone, and all the money you make to buy the things you need and want.But landing your first job can be very frustrating, and even more so if you aren't prepared when you begin your search. Let's go over a few things to help you increase...
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The Student's Guide to Job Hunting - Your Appearance

When looking for your first job, it’s important to project an image that shows you are responsible, mature, and hard-working. Appearance does matter. It's just a fact that people do judge you by how you take care of yourself.Look at it from the prospective employer's view: A person who goes job hunting while looking like they just crawled out of bed isn't likely to put in much more effort once they've been hired. Your family and...
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