Finance Globe

U.S. financial and economic topics from several finance writers.

Joint Credit Card Accounts

Many happy couples want to share everything…share a meal, share a home, share a credit card. Wait! Share a credit card? Consider the risks and rewards of opening a joint account with someone, before you sign your name on the dotted line. A joint account can be convenient if both people agree on how to handle credit and finances. Unfortunately, the decision to open a joint account may lead to trouble for some, when differences in...
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Juggling Your Credit Cards

So, you have a wallet full of credit cards. How do you choose the one you’re going to use every time you pay for something? Is it the card with the best rewards? Is it the card with the 0% introductory rate? Is it the only card you have that’s not maxed out?The more credit cards you have, the more complicated it can be to figure out which one is the best choice for every purchase....
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Using Credit Cards Wisely

Credit can make life so much easier - it allows us to enjoy things now while we pay for them later. Many of us would never become a homeowner or have a nice car if we had to save up the money to pay for them in cash. Every little emergency would be a major issue if it weren’t for the convenience of a credit card. Credit can help us get through tough times and allow...
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Secured Credit Cards

My first credit card was a secured card.I was 19, had a stable job and paid my rent and utilities on time. I spent money responsibly and took pride in managing my finances. I thought it would be easy to get a credit card.I soon learned that creditors did not see me the way I did, I had not established credit by simply paying my bills. How can a person establish credit if nobody will give...
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